June 23, 2008 2:36 PM

Health Insurance

I just found a Business Week article on insurance coverage at college.

Since I am covered by health insurance provided by my parent’s employer, I choose to waive SHIP (Student Health Insurance Plan), the insurance required by the University if a student does not have major medical insurance. The article makes me think about how good SHIP is.

For those of you who are still deciding whether to waive SHIP or not, visit the website
at http://www.uhs.berkeley.edu/Students/insurance/index.shtml to find out more.

Before making the decision, there are some problems/pitfalls one needs to watch out for:
- What is covered and what is not covered by the insurance?
- When does insurance coverage kick in, and for what?
- Do they have a preferred network?
- Know how ER works, since accidents are the most likely thing happening to college students.
- … …

Whether you have insurance through the school or through a parent's policy, you need to understand your policy.


Yang Cao | Permalink | Comment on this article | Comments (0)

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