August 20, 2008 1:42 PM

Yay financial aid !

But noooo to money responsibilities >.<

It's one of those day when I get a huge lump of money in one day. It's tempting to use it to buy stuff I don't really need (eg another tennis racket). I have to allocate my money properly each month, if not I'll be broke before semester ends (that'll be so horrible to have no cash for Thanksgiving/Christmas).

Good thing I have an online-only HSBC account. It's quite a hassle to withdraw money from it, so once I put money into my savings account I just don't want to get anything from it. It also has the highest interest rate, 3.5% right now. Now I just have to make sure I don't "oversave". It makes me wonder though how much I should be saving because some people say to "just spend it, what's the point of working for it if you don't use it?"

John Cortez | Permalink | Comment on this article | Comments (0)

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